What do you actually own vs what you owe?
Most people have a vague sense of their net worth but have never actually added it up properly. This forces a complete, honest picture — assets minus liabilities, nothing hidden.
✓ All calculations happen in your browser — we never see your numbers
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Be honest, not optimistic. Use what you'd actually get if you sold something today, not what you paid or hope it's worth. Retirement accounts count even though you can't touch them yet — they're still yours.
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Include the full remaining balance, not your monthly payment. A $400,000 mortgage with a $2,000 payment still counts as $400,000 owed — that's what actually subtracts from your net worth.
Start by entering what you own.
Then what you owe. The difference is your net worth.