HRA Exemption Calculator

How much of your House Rent Allowance is actually tax-exempt? The minimum-of-three rule, applied to your numbers.

✓ All calculations happen in your browser — we never see your numbers

₹
₹
₹
%
HRA exemption is the minimum of three amounts: actual HRA received, 50% of basic (metro) or 40% (non-metro), and rent paid minus 10% of basic. This is a simplified explanation — verify exact rules at incometax.gov.in.

HRA exemption (monthly)

₹17,000

Annual tax saving: ₹61,200

Actual HRA

₹20,000

City limit (50%/40% of basic)

₹25,000

Rent − 10% of basic

₹17,000

Taxable HRA

₹3,000

Share your result