FD Calculator
The most common savings product in India — see your maturity amount and estimated TDS, not just the headline rate.
✓ All calculations happen in your browser — we never see your numbers
₹
%
months
Senior citizens often get an approximately 0.5% higher rate, but this varies by bank — check your bank's exact senior citizen rate rather than relying on this estimate.
Maturity amount
Total interest earned: ₹7,186
Estimated TDS (if applicable): ₹0. TDS on FD interest applies above an approximate annual threshold — verify the current threshold at incometax.gov.in. Form 15G/15H can be submitted to avoid TDS if you're eligible.
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FD interest rates vary by bank, tenure, and depositor category. Rates change frequently. Verify current rates with your bank before planning. TDS rules apply on interest above the threshold — verify at incometax.gov.in.