EPF Calculator

Your retirement corpus from employee and employer contributions, compounded year by year to retirement.

✓ All calculations happen in your browser — we never see your numbers

Current age

Retirement age

Current basic salary + DA (monthly)

₹

Annual salary growth

Current EPF balance

₹

Employee contribution

% of basic

Employer contribution

% of basic

EPF interest rate

EPF withdrawal is generally tax-free after 5+ years of continuous service — verify current rules. Your EPS (pension) contribution is tracked separately by EPFO under your UAN and isn't included in this corpus estimate.

Corpus at retirement

₹2.53 Cr

Monthly contribution (employee + employer to EPF): ₹6,268

Your contribution

₹65.25 L

Employer contribution

₹19.96 L

Interest earned

₹1.66 Cr

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EPF interest rates are declared annually by EPFO. The rate used may differ from the current declared rate. Verify at epfindia.gov.in. Employer contribution split between EPF and EPS varies. This is an estimate only.