India Learning Center
The TrueNumbers India Learning Center
SIP, PPF, home loans, and tax regimes — the math behind the decisions you'll live with.
Investments
SIP vs FD vs PPF: Which Investment Is Right for You?
SIP, FD, and PPF solve different problems. Here's how to think about which one — or which combination — actually fits your goal and timeline.
Tax & Salary
Old Tax Regime vs New Tax Regime: Which Saves More for Your Salary?
The new regime offers lower rates but fewer deductions. The old regime allows deductions but at higher rates. Here's how to actually figure out which wins for you.
Home & Loans
How Much Home Loan Can You Actually Afford in Bangalore, Mumbai, or Delhi?
Metro property prices, EMI affordability, and what a 'comfortable' home loan actually looks like in Bangalore, Mumbai, and Delhi — three very different markets.
Home & Loans
The True Cost of a Home Loan: What Your Bank Doesn't Show You
The EMI is the number your bank leads with. The total interest over 20 years is the number that actually determines what the loan costs you.
Investments
SIP Calculator: How to Plan Your Mutual Fund Investment
Starting a SIP is easy. Planning one that actually reaches your goal — with the right amount, duration, and step-up — takes a bit more thought.
Investments
PPF vs ELSS vs NPS: Which Is Better for Tax Saving Under 80C?
All three save tax under 80C, but they differ enormously in risk, lock-in, and liquidity. Here's how to think about which fits your situation.
Celebrations & Functions
How to Budget for an Indian Wedding: The Complete Cost Breakdown
Indian weddings go over budget almost by structural design — multiple events, dozens of categories, and a culture of planning on emotion. Here's how to see the real number first.
Celebrations & Functions
Is Gold a Good Investment in India? The Honest Math
Gold is culture, hedge, and investment all at once in India — but jewelry's making charges and gold's role in a portfolio are both more nuanced than common wisdom suggests.
Celebrations & Functions
The True Cost of Taking a Personal Loan for Your Wedding
A wedding loan bridges a real gap between savings and budget — but the EMI follows you into married life. Here's the honest math before you sign.